Thought for the Day
"Success seems to be largely a matter of hanging on after others have let go." -- Publisher William Feather
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Mortgage Success!
I’m closing a loan tomorrow, that Chase said “you don’t qualify” to and saving the borrower $280 per month in their cash flow, by paying off the existing Chase loan and a Chase credit card. Another loan officer who just gave up!! Chase’s loss!
How can I help you??
Where’s the REAL Incentive to Turn the Real Estate/Mortgage Market Around??
View this video by clicking here and, from the perspective of the lender, what do you think is the most financially beneficial course of action… helping the homeowner out with a loan modification OR pushing them into a short sale???
The numbers proposed in this video are purported to be true! If that is the case, [...]
Mortgage update: Date Reminders
For those of you who have been thinking about taking advantage of some of the mortgage and homebuyer relief programs that the governent and agencies have enacted, but haven’t acted yet, here’s a reminder of the expected calendar.
Without some form of extension, the following expiration dates are on the horizon:
Government purchases of Mortgage Backed Securities [...]
Business Day One For New GFE and TIL!
Happy New Year and good morning!
sim⋅pli⋅fy
/ˈsɪmpləˌfaɪ/ [sim-pluh-fahy]
–verb (used with object), -fied, -fy⋅ing.
to make less complex or complicated; make plainer or easier: to simplify a problem.
Welcome to the first business day of the newest chapter in RESPA “reform”… the introduction of the new and “improved” Good Faith Estimate (GFE), HUD I form and Truth In Lending [...]
Happy Thanksgiving!
HAPPY THANKSGIVING, from Chuck Murphy, Hiton Financial and Illinoishomemortgagerates.com! Enjoy the time with friends and family!
The answer: “NOW!!”
The question: “When do I jump off the fence and purchase or refinance?” Mortgage rates continued to make favorable progress today and crossed below the 4.750% range for excellent credit (740+) borrowers pursuing purchases or rate and term refinances. Cash out borrowers and those with lower credit scores will pay a premium and [...]
LOW Rates!!!
Folks… I’ve been in the mortgage business in Illinois for over 25 years and NEVER have I seen rates this low! This is history in the making and people need to take advantage of it while it’s still here.
The government programs to allow certain segments of the population who’s property values have suffered, will [...]
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JULY SPECIAL... Fannie Mae/Freddie Mac Home Affordable Refinance Extended until 6/2011! I WILL CREDIT THE COST OF APPRAISAL ON CLOSED LOANS THAT APPLY IN JULY!